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Truck Accident Compensation You may be contact by the insurance company of the driver or the company when you are the victim of a crash involving a truck. It is recommended to not speak with those individuals unless your attorney is present. To be eligible for compensation, you must prove that the truck driver and/or company breached their duty of care and the breach led to your accident. You can seek damages for: Medical expenses The injuries caused by a truck crash typically require extensive medical treatment. This could result in costly hospital bills and prescription drug costs. Many victims are unable pay for these costs, and they remain in debt even after the accident. Fortunately, injured victims of crashes are able to claim a variety of damages including medical expenses. Medical expenses are all out-of budget expenses that result from an injury. They can include X-rays, MRIs and CT scans as well as appointments with a doctor or physical therapy sessions. The cost of wheel chairs and crutches can be included in out of pocket expenses. It is essential to keep in mind all medical expenses. An experienced attorney can identify what expenses are eligible for compensation and help you file a claim for these losses. In general, the driver of the truck at the fault or their insurer should cover your medical expenses. They won't pay for your medical expenses until you have resolved your case, or a jury has awarded you compensation following an appeal. It could take many years and you will be responsible for paying your medical bills out of pocket. Insurance companies are in the business of saving money, and will use every trick they can to cut their payouts. Their representatives can sound nice and helpful, but any statement you make to them can be used against you later. Always consult with a knowledgeable lawyer before speaking with anyone from insurance companies. Your lawyer will help you navigate the claims process and help you fight for full settlement. In lorain truck accident law firm is possible to hire a medical professional or other expert to prove the extent of your injuries and how they've affected your life. Pain and suffering Being hit by a semi-truck can result in severe injuries. These injuries can be life-altering and cause long-term suffering and pain. Accidents involving trucks can be more emotionally painful because they can be so devastating. The victim and family could also be impacted more severely like loss of income. If you've suffered serious injuries in the accident of a truck, you may be able to pursue damages to cover your physical pain and suffering. The amount you are entitled to as a result of this portion of your claim can vary. This is due to the fact that it can be difficult to accurately quantify the amount of pain and suffering you endured. However, there are some guidelines that can help a judge jury determine what your injury is worth. These include medical records, proof of mental health treatment, diaries, or other documentation of your daily activities as well as declarations from family and friends about how your injury has affected them. Injuries such as a broken spine or spinal cord damage can result in life-threatening pain and loss of mobility. These types of injuries are generally life-threatening and require surgical repair as well as ongoing treatment. They can also trigger physical and psychological symptoms like anxiety, depression or fear as well as shock, anger and insomnia. They can also trigger post-traumatic disorders (PTSD). If the negligence of the party at fault led to the accident, they have to be held accountable for the damage you've incurred. This is true even if the person at fault was not driving at the time that the accident took place. For example in the event that the driver was intoxicated or violated trucking or traffic laws. They could also be held accountable for punitive damage. Lost wages You may be entitled to compensation for the loss of wages if your injuries keep you from working for an extended period of time. The amount of compensation is in accordance with the amount of money you could have earned had you not missed work due to injuries resulting from an accident. It doesn't matter that you took sick leave or vacation. You must provide proof to the insurance adjuster of your income and losses. This evidence can be gathered by submitting a written document from your doctor, which outlines your medical condition and the amount of work you are required to skip, as well as prior pay stubs and W-2s and tax returns. You may also be able to claim damages if you suffer a loss of enjoyment or quality of life. This compensation is in the event of injuries that prevent you from engaging in your favorite hobbies or pastimes such as traveling. You may also recover lost income in the future if your injuries have prevented you from returning to the same type of job in the near future. Non-economic damages can be as severe as the financial loss and loss of wages. Some examples include pain and suffering in the form of scarring or disfigurement and loss of enjoyment life. These types of damages could be significant for victims who have suffered severe injuries as a result of a truck crash particularly if the injuries affect internal organs. In extreme circumstances the possibility of punitive damages is available. These damages are designed to punish the person who was at fault and discourage them from repeating the same rash behavior. These types of damages are very rare however, they can be awarded in the event that the truck driver was particularly negligent or reckless. Punitive damages If your injuries keep you from working in the same capacity, you could be eligible to receive compensation for lost wages. Many truck accident victims are concerned about this because they might not be able to cover their expenses without the income that they earned from their job. In addition, your medical bills can add up quickly. To ensure you receive the maximum compensation for your losses, it is essential to hire an experienced lawyer for truck accidents. If the negligence of the truck driver or trucking company resulted in your injuries, you could be entitled to punitive damages in addition to the compensatory damages discussed above. But, this isn't an easy claim to be successful. The law governing punitive damages is quite strict. To be eligible for this type of monetary award, a plaintiff must prove that the trucking company or its driver was guilty of fraud or malice, or committed a willful conduct. Generally, juries make punitive damages as an attempt to penalize wrongdoers and convey a message that this kind of behavior will not be tolerated. For example in the event that a jury decides that the driver of the truck was operating their vehicle under the influence of alcohol or drugs or speeding, the hope is that the huge damages awarded will deter others from engaging in this type of shady behavior in the future. You have to prove that the conduct was not a singular incident, but a pattern of conduct or reckless indifference. Many truck accident lawyers are hesitant to bring a punitive damage claim based solely on the usual allegations of reckless behavior. In a recent case for example, the court dismissed a punitive damages lawsuit brought by Garkusha who was driving a Quality Logistics truck at the time of the collision with Plaintiff. The Plaintiff had failed to present any evidence that Garkusha’s conduct prior to and during the incident revealed an attitude of indifference towards the repercussions. Damages to Property Damage Due to their massive size and weight semi-trucks, commercial vehicles, and other large vehicles could cause more severe damage when they crash into smaller vehicles. As a result, victims could suffer more severe injuries and higher medical expenses than victims of other accident-related accidents. Keep meticulous notes of all expenses and losses related to your accident. This will enhance the value of any claim. Record every expense, for example, if your injuries were caused by a car accident and you require multiple surgeries, outpatient treatments such as physical therapy or prescription medication. Also, if your injuries have caused you to miss work, write down lost wages and loss of future earnings potential. Documenting any property damage is equally important. Keep track of the value of your vehicle, as well as any other personal items damaged or destroyed due to the accident. This includes clothing, electronics furniture, furniture and other valuable items. In addition, if required a car rental or travel for doctor's appointments take note of the expense and document any other costs related to these trips. Insurance companies often reach out to accident victims shortly after a crash to offer settlements prior to the victim has a chance to speak with an attorney. These offers can be tempting however, they don't compensate victims for their full accident-related expenses. A skilled lawyer can help you reject a low settlement offer and ensure that the liable party pays the full amount of your claim. Your lawyer will collect and review all documentation before making them available to the insurance company of the responsible party as part of your claim. They will also direct negotiate with the insurance company to receive damages that are fair and reflect the actual value.